Car insurance for a Suzuki


the average car insurance price in the United States is $1,674 per year for a full coverage policy. Bankrate used a 2019 Toyota Camry to determine the average cost of auto insurance nationwide, but how much does coverage cost for drivers with different types of vehicles? The make and model of your vehicle has one of the biggest impacts on your auto insurance rates. In addition to the make and model of your car, your condition, claims history and driving record will also affect your rate.

If you’re considering buying a Suzuki, it might be worth figuring out the average cost of insurance before buying one. If you’re a current Suzuki owner, understanding average rates can help you determine if you’re paying a fair price. We have researched average prices for the following Suzuki models:

  • Ecuador Suzuki
  • Suzuki Kizashi
  • Suzuki Vitara

*Warning: The Suzuki Equator and Suzuki Kizashi have been discontinued, and Suzuki no longer sells new vehicles in the United States. However, seeing average insurance rates can be helpful if you’re considering buying a used model.

How much does it cost to insure a Suzuki?

Compared to the national average cost of car insurance, which is $1,674, Suzuki insurance is generally less expensive. However, the average cost of insurance varies depending on the specific model, as well as your personal pricing factors. Additionally, each insurance company charges a different rate for coverage. Here are some of the factors that can affect the cost of Suzuki insurance:

  • Crash rate statistics by make/model: Overall, Suzukis have decent safety ratings, which helps keep the cost of insurance low. According to the International Institute for Road Safety (IIHS), the 2012 Ecuador and 2013 Kizashi — the last of these models made before being discontinued – are classified as “good” and “average”. the Vitara 2013 also scores mostly in the “average” category, but has a “marginal” score.
  • Parts prices: Suzuki no longer sells new cars in the United States, so parts may be harder to find or more expensive than other car brands. Besides, current supply chain issues may affect the cost or availability of parts for used Suzukis.
  • Safety devices: Used Suzuki models have average safety ratings, in general, but since newer versions are not sold in the United States, new technologies like forward collision warning or lane change assist will not are probably not available in the country. However, these features may be available on some models sold outside of the United States. Generally, vehicles equipped with more safety features have lower insurance costs.

Car insurance for a Suzuki by model

The cost of Suzuki car insurance mainly depends on the model you own. Additionally, personal factors such as your condition, claims history, and the types and levels of coverage you choose will also affect your rate. Even though car insurance rates are personalized, it can be useful to know more about the average rates of different models for comparison purposes.

Car insurance for Suzuki Equator

The Suzuki Equator, which is a mid-size pickup truck, was discontinued in 2012 in the United States. Overall, the cost of insurance on an Equator is relatively affordable, in part because the vehicle has a good safety rating. Additionally, the Equator was sold at a lower price, so used versions of this model may not be expensive to insure. Here is an overview of the average full and minimum cover premium for the Suzuki Equator:

Car insurance Suzuki Ecuador Average annual premium
Minimum coverage $494
Full coverage $1,125

Car insurance for Suzuki Kizashi

The Suzuki Kizashi ceased to be sold in the United States in 2013. Like the Equator, the Kizashi has good safety ratings and comes standard with features such as anti-lock brakes, traction control and side curtain airbags full length. As a result, the cost of insurance on a Kizashi is much more affordable than the US national average rate. In the table below, we have included the average full and minimum insurance premiums for the Suzuki Kizashi:

Suzuki Kizashi car insurance Average annual premium
Minimum coverage $506
Full coverage $1,380

Car insurance for Suzuki Vitara

The Suzuki Vitara is the only model on our list that is still in production, but newer models are not sold in the United States. This model is one of the only Suzuki vehicles with advanced safety features, such as blind spot monitoring, automatic braking, adaptive cruise. control and more. Car insurance for this model is affordable, but since the car has updated features and parts, the cost of repairs might be more expensive than for other models. In the table below you can see the average car insurance rates for the Suzuki Vitara:

Suzuki Vitara car insurance Average annual premium
Minimum coverage $498
Full coverage $1,269

The cheapest car insurance companies for Suzukis

Each auto insurance company charges a different rate for coverage of the same makes and models, based on unique pricing algorithms. Based on our research, the cheapest providers for Suzuki insurance tend to be Amica, USAA and Geico, but remember that rates are based on your individual profile. The table below includes the average auto insurance premium for Suzuki Equator, Kizashi and Vitara from five of the best car insurance companies.

Average annual premium for full coverage per model

car insurance company Ecuador Suzuki Suzuki Kizashi Suzuki Vitara
Amica $843 $1,096 $959
Erie $909 $1,233 $1,094
Geico $937 $1,075 $940
state farm $963 $1,028 $1,050
USAA $872 $1,003 $947

Suzuki Features That Impact Insurance Costs

The safety features of Suzuki vehicles have a noticeable impact on car insurance premiums for individual models. Models with more advanced security features can save money on certain types of coverage. Here are some of the safety features you might find with new Suzuki vehicles. Remember that new Suzukis are no longer sold in the United States, so used models may not have these safety features.

  • Forward sensing system: Suzuki’s Forward Sensing System uses a camera and laser attached to the windshield to alert the driver when a pedestrian crosses the street in front of them or when they get out of their lane.
  • Blind Spot Monitor: Blind Spot Monitor uses radar sensors in the rear of the vehicle to alert drivers when they activate the turn signal as a vehicle approaches the next lane.
  • Recognition of traffic signs: Newer Suzuki models, such as the Vitara, may have traffic sign detection, which detects traffic signs and displays them on the touchscreen to remind the driver of speed limits or no overtaking.

Other Car Insurance Coverage for a Suzuki

Most states require drivers to carry at least one minimum car insurance amount. Usually this includes liability insurance, and in no-fault states drivers are also usually required to purchase personal injury protection (PIP). However, there are a variety of other types of auto insurance coverage that Suzuki owners might want to consider.

If you lease or finance your Suzuki, you’ll probably need to buy both collision and full coverage. Both types of coverage, which are considered “full coverage,” add financial protection for damage to your vehicle in the event of a covered accident that liability insurance does not cover. Roadside assistance is also popular, which pays for towing, battery replacement, fuel delivery and flat tire changes. You can also get rental car reimbursement coverage, which will pay for the cost of a loaner vehicle if your Suzuki needs repairs after a covered claim.

Suzuki motorcycle insurance

In addition to sedans, mid-size trucks and small SUVs, Suzuki also sells a line of popular motorcycles. If you want to insure a Suzuki motorcycle, you will need to purchase motorcycle insurance. Motor insurance does not generally extend coverage to motorcycles, although some insurance companies may insure motorcycles on the same policy as private passenger vehicles. The cost of Suzuki motorcycle insurance is based on many of the same factors that impact your car insurance rate, such as your condition and your claims history.


Bankrate uses Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates shown are based on a 40-year-old male and female with a clean driving record , good credit and the following complete coverage limits:

  • Civil liability of $100,000 in bodily injury per person
  • Civil liability of $300,000 in bodily injury per accident
  • Civil liability of $50,000 in property damage per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 aggregate deductible

To determine minimum coverage limits, Bankrate has used a minimum coverage that meets each state’s requirements. Our basic profile drivers own a Suzuki of the following model types, commute five days a week and drive 12,000 miles per year:

  • Suzuki Ecuador 2012
  • Suzuki Kizashi 2013
  • Suzuki Vitara 2013

These are sampling rates and should only be used for comparison purposes.


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